Citi_Bank_US

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd"><html><body><section class="job-description" data-selector-name="jobdetails" data-org-id="287" data-job-id="88116409776" data-save-jobs="true">        		<div class="job-details-inside-container-1">    		    <h1 class="job-title-heading">Wholesale Credit Underwriting – Leveraged Finance – Assistant Vice President</h1>     		            		<div class="job-description__buttons top">                      		<a class="button job-apply top" data-job-id="88116409776" data-job-organization-id="287" data-selector-name="job-apply-link" data-page-type="Job" data-page-name="Job Details" data-override-candidate-card="False" data-delay-url="False" data-apply-url="https://citi.wd5.myworkdayjobs.com/2/job/Mumbai-Maharashtra-India/Wholesale-Credit-Underwriting---Leveraged-Finance---Assistant-Vice-President_25919909/apply" href="https://citi.wd5.myworkdayjobs.com/2/job/Mumbai-Maharashtra-India/Wholesale-Credit-Underwriting---Leveraged-Finance---Assistant-Vice-President_25919909/apply" rel="nofollow" data-apply-mobile="true" target="_blank">Apply <span class="sr-only">(opens in new window)</span></a>                                                <button type="button" class="js-save-job-btn job-description__saved-job-btn top" data-job-id="88116409776" data-org-id="287">Save</button>                </div>            </div>            <div class="job-details-inside-container-2">            	<dl class="job-description__desc-list">        		        <div class="job-description__desc-job-info job-id">                            <dt class="job-description__desc-term">Job Req Id:</dt>                            <dd class="job-description__desc-detail">25919909</dd>                        </div>                           		           		   <div class="job-description__desc-job-info job-location">                        <dt class="job-description__desc-term">Location(s):</dt>                                                                     <dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd>                                           </div>                		                           <div class="job-description__desc-job-info job-remote-type">                            <dt class="job-description__desc-term">Job Type:</dt>                            <dd class="job-description__desc-detail">On-Site/Resident</dd>                        </div>                            		        <div class="job-description__desc-job-info job-date">                            <dt class="job-description__desc-term">Posted:</dt>                            <dd class="job-description__desc-detail">Nov. 06, 2025</dd>                        </div>        		                   </dl>            </div>            <div class="job-details-inside-container-3">                <div class="ats-description">                   <h2 class="jd-evergreen-hl">Discover your future at Citi</h2>                   <p class="jd-evergreen-text">Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.</p>                   <h2 class="jd-evergreen-hl">Job Overview</h2>                   <div><p>Job Description</p></div><div><div><div><div><p><span>Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.</span></p><p><br/><span><span>The Global Leveraged Finance Underwriting Credit Team (“LFU”) within Institutional Credit Management </span><span>(“ICM”) is seeking an Associate to join its Credit Assessment team. The Associate is an intermediate level </span><span>professional with the goal to deliver best-in-class credit risk analysis, monitoring and credit administration as a </span><span>partner to broader ICM Underwriting and Banking, Capital Markets and Advisory’s (BCMA) shared </span><span>commitment to ensuring the safety and soundness of wholesale lending across ICG. The Associate will work</span><br/><span>with the rest of the LFU team to lead a best-in-class Leveraged Lending Underwriting organization with the </span><span>primary goal of materially enhancing Citi’s end-to-end Leveraged Lending credit management process.</span><br/><span>Associates will be responsible for writing Annual Reviews and Quarterly Reviews, and for supporting LFU </span><span>Underwriters on transactions.</span></span></p><p><br/><u><b>In this role, you’re expected to</b></u><b><u>:</u></b></p><ul><li><p>Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.</p></li><li><p>Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners.</p></li><li><p>Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities</p></li><li><p>Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors.<br/>Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval; (2) portfolio management and early problem recognition; (3) global leveraged lending related projects and strategic initiatives.</p></li></ul><p><span>​</span></p><p><u><b>As a successful candidate, you’d ideally have the following skills and exposure</b></u><b><u>:</u></b></p><p>​</p><ul><li><p>6-9 years of credit analysis, origination, or relevant credit experience</p></li><li><p>Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to form independent opinions on credit and recognize emerging risks.</p></li><li><p>Team player with strong work ethic who also works well with others at all levels and can coach and mentor analysts.</p></li><li><p>Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.</p></li><li><p>Advanced knowledge of Microsoft Word, Excel, and PowerPoint</p></li><li><p>Three statements financial modeling experience</p></li><li><p>Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once.</p></li><li><p>Awareness and adherence to the control environment including Quality Assurance and Quality Control</p></li></ul><p><br/><u><span><b><span>Education:</span></b></span></u></p><ul><li><p><span><span>MBA or CFA or CA</span></span></p></li></ul><p/><p><span>This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.</span></p></div></div></div></div><p/><p><span><span><span><span><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></span></span></span></span></p><p><b><span>Job Family Group: </span></b></p>Risk Management<p><span><span><span><span><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></span></span></span></span></p><p><b>Job Family:</b></p>Credit Risk<p><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></p><p><b><span>Time Type:</span></b></p>Full time<p><span><span class="WHP0">------------------------------------------------------</span></span></p><p><b><span>Most Relevant Skills </span></b></p>Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.<p>------------------------------------------------------</p><p><b><span>Other Relevant Skills </span></b></p>For complementary skills, please see above and/or contact the recruiter.<p>------------------------------------------------------</p><p><i><span>Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</span></i></p><p><i><span/></i></p><p><i><span>If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </span></i><i><a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a><span>.</span></i><br/><br/><i><span>View Citi’s </span><a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a><span> and the </span><a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a><span> poster.</span></i></p>                </div>                        <div class="job-description__buttons bottom">		<a class="button job-apply bottom" data-job-id="88116409776" data-job-organization-id="287" data-selector-name="job-apply-link" data-page-type="Job" data-page-name="Job Details" data-override-candidate-card="False" data-delay-url="False" data-apply-url="https://citi.wd5.myworkdayjobs.com/2/job/Mumbai-Maharashtra-India/Wholesale-Credit-Underwriting---Leveraged-Finance---Assistant-Vice-President_25919909/apply" 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                           <dd class="job-description__desc-detail">25919909</dd>                        </div>                           		           		   <div class="job-description__desc-job-info job-location">                        <dt class="job-description__desc-term">Location(s):</dt>                                                                     <dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd>                                           </div>                		                           <div class="job-description__desc-job-info job-remote-type">                            <dt class="job-description__desc-term">Job Type:</dt>                            <dd class="job-description__desc-detail">On-Site/Resident</dd>                        </div>                            		        <div class="job-description__desc-job-info job-date">                            <dt class="job-description__desc-term">Posted:</dt>                            <dd class="job-description__desc-detail">Nov. 06, 2025</dd>                        </div>        		                   </dl><div class="job-description__desc-job-info job-id">                            <dt class="job-description__desc-term">Job Req Id:</dt>                            <dd class="job-description__desc-detail">25919909</dd>                        </div><dt class="job-description__desc-term">Job Req Id:</dt><dd class="job-description__desc-detail">25919909</dd><div class="job-description__desc-job-info job-location">                        <dt class="job-description__desc-term">Location(s):</dt>                                                                     <dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd>                                           </div><dt class="job-description__desc-term">Location(s):</dt><dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd><div class="job-description__desc-job-info job-remote-type">                            <dt class="job-description__desc-term">Job Type:</dt>                            <dd class="job-description__desc-detail">On-Site/Resident</dd>                        </div><dt class="job-description__desc-term">Job Type:</dt><dd class="job-description__desc-detail">On-Site/Resident</dd><div class="job-description__desc-job-info job-date">                            <dt class="job-description__desc-term">Posted:</dt>                            <dd class="job-description__desc-detail">Nov. 06, 2025</dd>                        </div><dt class="job-description__desc-term">Posted:</dt><dd class="job-description__desc-detail">Nov. 06, 2025</dd><div class="job-description__buttons bottom">		<a class="button job-apply bottom" data-job-id="88116409776" data-job-organization-id="287" data-selector-name="job-apply-link" data-page-type="Job" data-page-name="Job Details" data-override-candidate-card="False" data-delay-url="False" 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Wholesale Credit Underwriting – Leveraged Finance – Assistant Vice President

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