Citi_Bank_US

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd"><html><body><section class="job-description" data-selector-name="jobdetails" data-org-id="287" data-job-id="88170371936" data-save-jobs="true">        		<div class="job-details-inside-container-1">    		    <h1 class="job-title-heading">USPB Enterprise Risk & Balance Sheet Management- Financial Risk-Intermediate Analyst</h1>     		            		<div class="job-description__buttons top">                      		<a class="button job-apply top" data-job-id="88170371936" data-job-organization-id="287" data-selector-name="job-apply-link" data-page-type="Job" data-page-name="Job Details" data-override-candidate-card="False" data-delay-url="False" data-apply-url="https://citi.wd5.myworkdayjobs.com/2/job/Mumbai-Maharashtra-India/USPB-Enterprise-Risk---Balance-Sheet-Management--Financial-Risk-Intermediate-Analyst_25919329/apply" href="https://citi.wd5.myworkdayjobs.com/2/job/Mumbai-Maharashtra-India/USPB-Enterprise-Risk---Balance-Sheet-Management--Financial-Risk-Intermediate-Analyst_25919329/apply" rel="nofollow" data-apply-mobile="true" target="_blank">Apply <span class="sr-only">(opens in new window)</span></a>                                                <button type="button" class="js-save-job-btn job-description__saved-job-btn top" data-job-id="88170371936" data-org-id="287">Save</button>                </div>            </div>            <div class="job-details-inside-container-2">            	<dl class="job-description__desc-list">        		        <div class="job-description__desc-job-info job-id">                            <dt class="job-description__desc-term">Job Req Id:</dt>                            <dd class="job-description__desc-detail">25919329</dd>                        </div>                           		           		   <div class="job-description__desc-job-info job-location">                        <dt class="job-description__desc-term">Location(s):</dt>                                                                     <dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd>                                           </div>                		                           <div class="job-description__desc-job-info job-remote-type">                            <dt class="job-description__desc-term">Job Type:</dt>                            <dd class="job-description__desc-detail">Hybrid</dd>                        </div>                            		        <div class="job-description__desc-job-info job-date">                            <dt class="job-description__desc-term">Posted:</dt>                            <dd class="job-description__desc-detail">Nov. 08, 2025</dd>                        </div>        		                   </dl>            </div>            <div class="job-details-inside-container-3">                <div class="ats-description">                   <h2 class="jd-evergreen-hl">Discover your future at Citi</h2>                   <p class="jd-evergreen-text">Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.</p>                   <h2 class="jd-evergreen-hl">Job Overview</h2>                   <p>The Portfolio Credit Risk Management role oversees portfolio risk management activities to minimize credit losses and potential damage to the Citigroup franchise or reputation. The role includes developing business strategies, calculating CECL reserves, conducting stress tests, loss forecasts, and managing risk appetite for the First Line of Defense (1LOD). For the Second Line of Defense (2LOD), the role involves providing effective oversight and periodic review and challenge of 1LOD portfolio management processes and outcomes. Individuals in this role ensure credit risk is managed effectively across all portfolios, protecting the company's financial stability and reputation while supporting the overall business strategy.</p><p/><p><b>Responsibilities</b>: </p><ul><li>Actively participate in the development and optimization of Concentration Risk Appetite and Limit policies, ensuring their adherence and uniformity.</li><li>Assist in the implementation of Concentration Risk Appetite and Limit policies, processes, and associated initiatives.</li><li>Prepare risk management presentations for the deliberation of senior management.</li><li>Aid in the execution of ERM Framework components.</li><li>Analyze data, formulate recommendations, and communicate findings efficiently.</li><li>Work closely with internal teams to guarantee timely completion of program requirements.</li><li>Identify and escalate program risks following comprehensive review and analysis.</li><li>Support regulatory and audit reviews across various levels, ensuring conformity with all regulations and standards.</li><li>Collaborate with teams without direct reporting lines to effectively implement compliance and risk management strategies.</li><li>Utilize project management skills to enhance results.</li><li>Expand industry knowledge and make decisions based on analytical proficiency.</li></ul><ul><li>Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.</li><li>Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.</li><li>Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.</li><li>Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.</li><li>Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda</li><li>Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.</li><li>Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.</li><li>Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.</li><li>Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.</li><li>Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.</li><li>Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult</li><li>Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.</li><li>Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community.</li><li>Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.</li><li>Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.</li><li>Empathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace</li></ul><ul><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards</li></ul><p/><p><b>Qualifications</b>: </p><ul><li>5+years relevant experience</li><li>Comprehensive knowledge of risk identification, measurement, monitoring, control and, processes. Reporting</li><li>Experience in project management and program coordination.</li><li>Proficient in data interpretation and for risk recommendation control measures.</li><li>Knowledge of audit and regulatory communication processes related to risk management.</li><li>Extensive in risk management and issue resolution.</li><li>Experience in experience leading risk transformation programs and managing stakeholder relations.</li><li>Proven record in supporting regulatory and audit reviews, with a focus on risk management.</li><li>Independent problem-solving and decision-making abilities.</li><li>In-depth industry knowledge and application of standards.</li><li>Proficiency in project management and team integration.</li><li>Excellent analytical and risk management skills.</li><li>Superior communication and collaboration abilities.</li><li>Ability to plan, organize, and coordinate program activities.</li><li>Strong time-management and ethic work under pressure. </li><li>High professionalism and ethical standards.</li></ul><p/><p><b>Education</b>: </p><p>Bachelor's/University degree or equivalent experience</p><p><span><span><span><span><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></span></span></span></span></p><p><b><span>Job Family Group: </span></b></p>Risk Management<p><span><span><span><span><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></span></span></span></span></p><p><b>Job Family:</b></p>Portfolio Credit Risk Management<p><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></p><p><b><span>Time Type:</span></b></p>Full time<p><span><span class="WHP0">------------------------------------------------------</span></span></p><p><b><span>Most Relevant Skills </span></b></p>Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.<p>------------------------------------------------------</p><p><b><span>Other Relevant Skills </span></b></p>For complementary skills, please see above and/or contact the recruiter.<p>------------------------------------------------------</p><p><i><span>Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</span></i></p><p><i><span/></i></p><p><i><span>If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </span></i><i><a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a><span>.</span></i><br/><br/><i><span>View Citi’s </span><a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a><span> and the </span><a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a><span> poster.</span></i></p>                </div>                        <div class="job-description__buttons bottom">		<a class="button job-apply bottom" data-job-id="88170371936" data-job-organization-id="287" data-selector-name="job-apply-link" data-page-type="Job" data-page-name="Job Details" data-override-candidate-card="False" data-delay-url="False" 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                   <dt class="job-description__desc-term">Job Req Id:</dt>                            <dd class="job-description__desc-detail">25919329</dd>                        </div>                           		           		   <div class="job-description__desc-job-info job-location">                        <dt class="job-description__desc-term">Location(s):</dt>                                                                     <dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd>                                           </div>                		                           <div class="job-description__desc-job-info job-remote-type">                            <dt class="job-description__desc-term">Job Type:</dt>                            <dd class="job-description__desc-detail">Hybrid</dd>                        </div>                            		        <div class="job-description__desc-job-info job-date">                            <dt class="job-description__desc-term">Posted:</dt>                            <dd class="job-description__desc-detail">Nov. 08, 2025</dd>                        </div>        		                   </dl><div class="job-description__desc-job-info job-id">                            <dt class="job-description__desc-term">Job Req Id:</dt>                            <dd class="job-description__desc-detail">25919329</dd>                        </div><dt class="job-description__desc-term">Job Req Id:</dt><dd class="job-description__desc-detail">25919329</dd><div class="job-description__desc-job-info job-location">                        <dt class="job-description__desc-term">Location(s):</dt>                                                                     <dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd>                                           </div><dt class="job-description__desc-term">Location(s):</dt><dd class="job-description__desc-detail">Mumbai, Maharashtra, India</dd><div class="job-description__desc-job-info job-remote-type">                            <dt class="job-description__desc-term">Job Type:</dt>                            <dd class="job-description__desc-detail">Hybrid</dd>                        </div><dt class="job-description__desc-term">Job Type:</dt><dd class="job-description__desc-detail">Hybrid</dd><div class="job-description__desc-job-info job-date">                            <dt class="job-description__desc-term">Posted:</dt>                            <dd class="job-description__desc-detail">Nov. 08, 2025</dd>                        </div><dt class="job-description__desc-term">Posted:</dt><dd class="job-description__desc-detail">Nov. 08, 2025</dd><div class="job-description__buttons bottom">		<a class="button job-apply bottom" data-job-id="88170371936" data-job-organization-id="287" data-selector-name="job-apply-link" data-page-type="Job" data-page-name="Job Details" 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USPB Enterprise Risk & Balance Sheet Management- Financial Risk-Intermediate Analyst

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