dbs bank us

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd"><html><body><div class="ftllist" id="requisitionDescriptionInterface.descRequisitionContainer">  <table role="presentation" cellpadding="0" cellspacing="0" id="requisitionDescriptionInterface.descRequisition" class="tablelist">    <tbody><tr id="requisitionDescriptionInterface.ID3051.row" class="ftlcopy ftlrow"><td class="columnfull"><div class="columnfull"><div id="requisitionDescriptionInterface.buttongrouppanelTop.row1" title=""><div id="requisitionDescriptionInterface.ID1232.row1" title=""><input type="button" value="Apply Online" id="requisitionDescriptionInterface.UP_APPLY_ON_REQ.row1" class="inputbutton" onclick="javascript:setEvent(event);requisition_applyOnRequisition('requisitionDescriptionInterface','actApplyOnReq',_ftl_api.lstVal('requisitionDescriptionInterface', 'requisitionDescriptionInterface.descRequisition', 'requisitionDescriptionInterface.ID1244', this),'application');return ftlUtil_followLink(this);" title="Apply for this position online"/></div><div id="requisitionDescriptionInterface.ID1267"/><div id="requisitionDescriptionInterface.ID1302"/><div id="requisitionDescriptionInterface.ID1338.row1" title=""><input type="button" value="Add to My Job Cart" id="requisitionDescriptionInterface.UP_ADD_TO_JOB_CART.row1" class="inputbutton" onclick="javascript:setEvent(event);requisition_addRequisitionToCart('requisitionDescriptionInterface','actAddRequisitionToCart',_ftl_api.lstVal('requisitionDescriptionInterface', 'requisitionDescriptionInterface.descRequisition', 'requisitionDescriptionInterface.ID1358', this),_ftl_api.lstVal('requisitionDescriptionInterface', 'requisitionDescriptionInterface.descRequisition', 'requisitionDescriptionInterface.ID1362', this));requisition_prepareNoteHiding('requisitionDescriptionInterface','hideNote');return ftlUtil_followLink(this);" title="Add this position to the job cart"/></div></div><span class=""> </span><div><span id="requisitionDescriptionInterface.requisitionDescriptionTitleLabel.row1" class="hidden-audible" title="">Job Description - Associate, Specialist, BUC, CBG, Finance (WD79072)</span></div><h1 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header"><div><span id="requisitionDescriptionInterface.requisitionDescriptionTitle.row1" class="subtitle" title="">Job Description</span><span class="inline"> </span></div></h1><div class="mastercontentpanel3"><table role="presentation" cellpadding="0" cellspacing="0" class="tablelist"><tbody><tr id="requisitionDescriptionInterface.ID3297.row.row1" class="ftlrow" title=""><td class="columnfull"><div class="editablesection"><div id="requisitionDescriptionInterface.ID1440.row1" class="contentlinepanel" title=""><span id="requisitionDescriptionInterface.reqTitleLinkAction.row1" class="titlepage" title="">Associate, Specialist, BUC, CBG, Finance</span><span class="inline"> </span><span id="requisitionDescriptionInterface.ID1455.row1" class="titlepage" title="">-</span><span class="inline"> </span><span id="requisitionDescriptionInterface.ID1465.row1" class="titlepage" title="">(</span><span id="requisitionDescriptionInterface.reqContestNumberValue.row1" class="titlepage" title="">WD79072</span><span id="requisitionDescriptionInterface.ID1479.row1" class="titlepage" title="">)</span></div><div id="requisitionDescriptionInterface.ID1486.row1" class="contentlinepanel" title=""><h2 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header-inline"><div id="requisitionDescriptionInterface.ID1502.row1" class="inlinepanel" title=""><span class="subtitle"> </span></div></h2><span class="blockpanel"><span class=""> </span></span><span id="requisitionDescriptionInterface.ID1529.row1" class="text" title=""><p><b>Business Function</b></p><p>Finance aims to deliver world-class standards in reporting, financial planning and finance processes. We provide insights and analyses that help the bank make sound business decisions – whether in the areas of product development or customer profitability. We also provide capital management, business planning, forecasting, and tax and accounting advisory services.</p><p><b>Job Purpose</b></p><ul><li>Business Finance responsible for monitoring and control of Consumer Business Group (CBG) financial performance & its initiatives.  Budgeting, Forecasting and Business Planning and Strategy.</li></ul><p><b>Key Accountabilities</b></p><ul><li>Support all initiatives for eLVB unit of DBS bank for Consumer banking with specific focus on liability (deposits) and asset businesses (mortgages, personal loans, cards)</li><li>Business Finance support to CBG and Digital Banking through advanced business modelling, analytics including market / competitors analysis</li><li>Help in preparing annual budget, forecast and month flash</li><li>Timely and accurate business performance reporting, challenge revenue and cost drivers, suggest remedial actions</li><li>Track and monitor Branch, Sector, Segment, Channel and Product wise performance</li><li>Drive productivity / change management initiatives</li></ul><p><b>Job Duties & responsibilities</b></p><ul><li>Support CBG Business with Finance processes and controls – Design, recommendation and approval processes.</li><li>Single point of contact for all operating issues related to CBG Finance</li><li>Evaluate all existing KPIs in Sales, Risks and Operations and recalibrate where necessary after benchmarking with Industry</li><li>Preparation and commentary on Month-end performance reporting and dashboards</li><li>Analytical review of all revenue streams and margin analysis by product and customer segment</li><li>Preparation of budgets, Forecast and Flash for both CBG and Digital Banking initiative -with focus on the eLVB branches.</li><li>Support all ad-hoc business modelling and analytical review within CBG and Digital Banking</li><li>Track, Monitor and suggest remedial action where necessary for Branch, Sector, customer Segment, Channel and Product wise performance for CBG and digital banking</li><li>Coordinate all new Product launches within CBG and Banking space</li><li>Participate in identified Initiatives within CBG and Digital Banking space – Strategic &/OR Tactical</li><li>Drive all change management initiative with CBG and Digital Banking space including process automation to drive capacity modelling</li><li>Deploy proper knowledge management process within CBG Finance by regular update of Departmental Operating Instructions and Create back up for all critical processes</li><li>Deploy, monitor and review compliance with Group (HO) Policies and Procedures within CBG and Digital Banking Space</li><li>Contribute to Group (HO) deliverables related to CBG and Digital Banking</li><li>Participate in all Finance-Wide initiatives and activities</li></ul><p><b>Requirements</b></p><ul><li>2 - 5 years Post Qualification Experience in commercial banks preferably in retail / consumer banking space</li><li>Have managed the Financial Planning and Analysis of Consumer Banking in his previous role preferably including preparation and review of budgets</li><li>Conversant with RBI Regulations</li><li>Conversant with Accounting Standards (Indian GAAP, IFRS)</li><li>Exposure in Regulatory reporting, taxation, accounting and dealing with auditors will be added advantage</li></ul><p><b>Education / Preferred Qualifications</b></p><ul><li>CA and / or</li><li>MBA Finance from Premier Institutions</li></ul><p><b>Core Competencies</b></p><ul><li>Solid exposure to Consumer Banking products (assets and liabilities) and processes</li><li>Very Good understanding of macroeconomic drivers</li><li>Very Good understanding of revenue and cost drivers of Consumer Banking business, ability to manage budgeting independently</li><li>Good understanding of RBI regulations on Consumer Banking</li><li>Good exposure in Digital Banking platform</li><li>Very Good Business Modelling Skills</li><li>Good knowledge of accounting systems and principles (revenue recognition in particular)</li><li>Strategic thinking ability</li><li>Change mind set</li><li>Control mind set</li><li>Business Partnership</li></ul><p><b>Technical Competencies</b></p><ul><li>Hands on exposure in ERP (preferably PSGL) and BI tools (Preferably Hyperion)</li><li>Hands on exposure in Consumer Banking product life cycle from origination, design, launching, set up, testing, monitoring</li><li>Hands on exposure to Non annuity revenue streams (Banca, Investments, Fx)</li><li>Good exposure to operating and non-operating costs and allocation methodologies</li><li>Exposure to hedging principles</li><li>Very good communication and Influencing skills</li><li>Ability to think out of the box</li><li>High proficiency in MS Office (Excel and PowerPoint in specific)</li><li>Market Intelligence</li></ul><p><b>Work Relationship</b></p><ul><li>Close partnership with CBG unit, Operations, RMG, Business Analytics.</li><li>Strong Working relationship with all units within Finance and All India Branch Network</li><li>Close partnership with Digital Banking stakeholders</li></ul><p><b>Apply Now</b></p><p>We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements<b>.</b></p></span><span class="blockpanel"><span class=""> </span></span></div><div id="requisitionDescriptionInterface.ID1544"/><div id="requisitionDescriptionInterface.ID1602.row1" class="contentlinepanel" title=""><h2 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header-inline"><span id="requisitionDescriptionInterface.ID1618.row1" class="subtitle" title="">Primary Location</span></h2><span id="requisitionDescriptionInterface.ID1635.row1" class="subtitle" title="">:</span><span class="inline"> </span><span id="requisitionDescriptionInterface.ID1645.row1" class="text" title="">India-Maharashtra-Mumbai</span></div><div id="requisitionDescriptionInterface.ID1652"/><div id="requisitionDescriptionInterface.ID1702"/><div id="requisitionDescriptionInterface.ID1814.row1" class="contentlinepanel" title=""><h2 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header-inline"><span id="requisitionDescriptionInterface.ID1830.row1" class="subtitle" title="">Job</span></h2><span id="requisitionDescriptionInterface.ID1847.row1" class="subtitle" title="">:</span><span class="inline"> </span><span id="requisitionDescriptionInterface.ID1857.row1" class="text" title="">Finance</span></div><div id="requisitionDescriptionInterface.ID1864.row1" class="contentlinepanel" title=""><h2 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header-inline"><span id="requisitionDescriptionInterface.ID1880.row1" class="subtitle" title="">Schedule</span></h2><span id="requisitionDescriptionInterface.ID1897.row1" class="subtitle" title="">:</span><span class="inline"> </span><span id="requisitionDescriptionInterface.ID1907.row1" class="text" title="">Regular</span></div><div id="requisitionDescriptionInterface.ID1914"/><div class="staticcontentlinepanel"><h2 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header-inline"><span id="requisitionDescriptionInterface.ID1950.row1" class="subtitle" title="">Employee Status</span></h2><span id="requisitionDescriptionInterface.ID1967.row1" class="subtitle" title="">:</span><span class="inline"> </span></div><div id="requisitionDescriptionInterface.ID1978.row1" class="contentlinepanel" title=""><h2 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header-inline"><div id="requisitionDescriptionInterface.ID1994"/></h2><div id="requisitionDescriptionInterface.ID2011"/><span class="inline"> </span><span id="requisitionDescriptionInterface.ID2021.row1" class="text" title="">Full-time</span></div><div class="staticcontentlinepanel"><span id="requisitionDescriptionInterface.ID2031.row1" class="subtitle" title="">:</span><span class="inline"> </span></div><div id="requisitionDescriptionInterface.ID2042"/><div id="requisitionDescriptionInterface.ID2092.row1" class="contentlinepanel" title=""><h2 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header-inline"><span id="requisitionDescriptionInterface.ID2108.row1" class="subtitle" title="">Job Posting</span></h2><span id="requisitionDescriptionInterface.ID2125.row1" class="subtitle" title="">:</span><span class="inline"> </span><span id="requisitionDescriptionInterface.reqPostingDate.row1" class="text" title="">Nov 10, 2025, 2:30:00 AM</span></div></div></td><td class=" column165"><div><div class="helppanel"><div class="blockhelppanel"><div id="requisitionDescriptionInterface.ID2152"/><div id="requisitionDescriptionInterface.ID2221"/><div id="requisitionDescriptionInterface.ID2290.row1" title=""><h3 xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:htm="http://www.w3.org/1999/xhtml" xmlns:ftl="http://www.taleo.net/ftl" class="no-change-header"><span class="helpsubtitle"> </span></h3><span id="requisitionDescriptionInterface.ID2319.row1" class="helplabel" title=""> </span></div></div></div></div></td></tr></tbody></table></div><span class=""> </span><div id="requisitionDescriptionInterface.buttongrouppanelBottom.row1" title=""><div id="requisitionDescriptionInterface.ID2338.row1" title=""><input type="button" value="Apply Online" id="requisitionDescriptionInterface.BOTTOM_APPLY_ON_REQ.row1" class="inputbutton" onclick="javascript:setEvent(event);requisition_applyOnRequisition('requisitionDescriptionInterface','actApplyOnReq',_ftl_api.lstVal('requisitionDescriptionInterface', 'requisitionDescriptionInterface.descRequisition', 'requisitionDescriptionInterface.ID2350', this),'application');return ftlUtil_followLink(this);" title="Apply for this position online"/></div><div id="requisitionDescriptionInterface.ID2373"/><div id="requisitionDescriptionInterface.ID2408"/><div id="requisitionDescriptionInterface.ID2444.row1" title=""><input type="button" value="Add to My Job Cart" id="requisitionDescriptionInterface.BOTTOM_ADD_TO_JOB_CART.row1" class="inputbutton" onclick="javascript:setEvent(event);requisition_addRequisitionToCart('requisitionDescriptionInterface','actAddRequisitionToCart',_ftl_api.lstVal('requisitionDescriptionInterface', 'requisitionDescriptionInterface.descRequisition', 'requisitionDescriptionInterface.ID2456', 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