<p><strong><u>Company background</u></strong></p> <p>Datasigns is a disruptive technology company that forges the idea of using traditional and non-traditional data to compute people's credit scores. It aims to democratize credit for millions of borrowers who are not part of the formal credit system.</p> <p>We help financial service providers to access and serve new and underserved market segments.</p> <p>We deliver Risk- as - a -Service (RAAS) through our mobile platform Shubh Loans.&nbsp;With the growing relevance of credit in our lives - whether it's driven by our needs or aspirations - it has become critical for us to evolve our outlook towards lending.<br /><br />While getting access to loans may not seem such an obvious concern, it&rsquo;s worthwhile to note that 2014 alone witnessed over 400 million people borrowing money in India.&nbsp;However, fewer than one in seven were approved for a formal loan.<br />As a last resort, these people end up accessing unregulated means including loan sharks that further pushes them into the vicious cycle of borrow &rarr; debt &rarr; borrow.</p> <p>The market for the company&rsquo;s products is seen to be growing and the company also has expansion plans. The future ambitions revolve around accelerated and profitable growth.</p>